Sears Credit Card Online Application

It is possible for you to apply for a Sears credit card online. The Sears credit card in question is issued by Citibank, working in partnership with Sears (the retailer). Under that arrangement, it is actually Citibank that extends the credit line accessible through the Sears credit card. Thus, when you pay for something using the Sears credit card, or when you access a cash advance through the Sears credit card, it is Citibank that lends you the money. Subsequently, it is to Citibank that you repay the money hence lent to you. But Sears comes into the equation because, if you take up a Sears credit card, you get to earn rewards points whenever you pay for something at a Sears store using the card.

You can opt to simply get a Sears Card, which can only be used at Sears, Kmart and affiliated stores. Or you can opt to get a Sears MasterCard, which you can use to pay for stuff anywhere in the world where MasterCard is accepted, and to obtain cash advances in ATMs that accept MasterCard.

An overview of Sears credit card online application

Sears credit card online application enhances convenience for people who are interested in getting Sears credit cards from Citibank. The alternative to making Sears credit card online application is that of applying for the cards in person, in Sears stores. Note, at this stage, that only the Sears Card can be applied for online. To get the Sears MasterCard, you will have to apply in store – that is, at a brick and mortar Sears outlet. By opting for a Sears credit card (either the Sears Card or the Sears MasterCard), you get to access a number of benefits. Notable among those are the special financing offers, through which you can service the credit card debt in a painless way. There is also access to online account management, monthly savings (which can be considerable) and no annual fees. Sears credit card online application is easy, and it shouldn’t take too much time or effort.

What you need to have, in order to make a Sears credit card online application

To successfully apply for a Sears credit card online, you need to have the sort of credit/score credit profile that will allow you to pass Citibank’s credit review. You need to have a social security number, as it is required at some point in the application process. You also need to be 18 and above. And, of course, in making an online application, you need to have access to the Internet.

Where you need to go, to make a Sears credit card online application

To make a Sears credit card online application, you need to go to the Sears credit cards page on the Citibank website. The address/URL to the said Sears credit cards page on the Citibank website is provided in our ‘useful links’ section below.

How to go about making a Sears credit card online application

Once you load the Sears credit cards portal on the Citibank website, you will probably land on the ‘explore cards’ page. Scroll down that page, where you will see ‘featured cards’. On the row for ‘How to Apply’, you will see that the option for the Sears Card are online and in store – whereas for the Sears MasterCard, the only option is that of applying in store. To apply for the Sears Card online, click on the ‘apply now’ link. You will be taken to a page where you can initiate the Sears Card application process, by filling in the required personal information, financial information and your security information. Fill in all this, and then click on the ‘continue’ button.

Registering a Sears credit card for online account access

Whether you opt for a Sears Card or a Sears MasterCard, you can register it for online account access and management. If you opted for the Sears Card, you will see, on the application page, a check box that you can click on (to tick it) if you also want online access. Or you can go back to the website later, click on the ‘My account’ menu item, and then click on the ‘register’ link which is below the ‘sign on’ button, to register for online access.

Useful links